Wisconsin Auto Insurance

In Wisconsin, car insurance is mandatory for every driver.

Auto insurance laws vary from state to state but failure to obtain insurance, or the inability to show proof of auto insurance coverage in a traffic stop, will result in fines.

For the most part, car insurance laws require drivers to carry:

  • Liability
  • Uninsured motorist
  • Underinsured motorist coverage

To find the minimum state of Wisconsin requirements for each of the above, visit The Department of Transportation website.

Cost of Auto Insurance

State insurance laws largely dictate the cost of minimum auto insurance requirments but other factors such as your age, gender, marital status and driving record will also play a part.  In the event of an accident, minimum insurance requirements may not be enough.

Additional Auto Insurance Coverages

There are options to purchase additional coverages to better protect yourself in the event of an auto accident.  Some additional coverages that may protect you further and cover more medical costs and damages include:

  • Collision
  • Comprehensive
  • Auto Towing
  • Auto Rental
  • Medical

In An Accident That Was Not Your Fault?

If you are involved in a serious accident that was caused by the negligence of another driver, insurance won’t provide enough compensation.  Don’t try to negotiate with the insurance company of the driver at fault.  Instead, talk to a personal injury lawyer at Action Law Offices about filing a lawsuit.

Truth in Auto Insurance Law

Attorney Steven Gabert of Action Law Offices submitted an online article about the “Truth in Auto Insurance Law” that was to take effect January 2010.  The law, new at the time of the article, was seen as a way to to hold auto insurance providers more accountable then they had been previously.  All drivers would be required to be insured with reasonable coverage that would serve to better protect responsible drivers.  Attorney Gabert states, “Under the old laws, responsible drivers were left with little recourse if they were injured by an uninsured driver.  This statute is a victory for honesty and responsibility.”

Because insurance laws do change, it is important to stay on top of the most recent state requirements.  To find the most reliable and recent car insurance requirements in Wisconsin, you can visit The Department of Motor Vehicles website, The Wisconsin Commissioner of Insurance, or simply inquire with your auto insurance agent.